A person licensed by the N.C. Department of Insurance whose job is to evaluate the amount of loss and to determine the amount the insurance company will pay.
A person licensed by the N.C. Department of Insurance to sell and service insurance policies.
Negligent; failing to act as a reasonably prudent person would have acted under similar circumstances.
A request to an insurance company for payment of a loss.
The amount and risk covered by an insurer.
The portion of each covered claim that you are responsible for paying.
The person who is covered by the insurance contract.
The insurance company that is underwriting the contract of insurance.
Protects other individuals for whom you have caused property damage and/or bodily injury.
Limits of Liability
The maximum amount the insurance company will pay in the event of a loss.
The amount paid in consideration for an insurance policy.